Mukhyamantri Mahila Utkarsh Yojana Gujarat Full Details
Mukhyamantri Mahila Kalyan Yojana or Mukhyamantri Mahila Utkarsh Yojana is going to be launched by the Gujarat government. In this MMKS 2020-21 scheme, govt. will provide interest free loans for women. The Mahila Utkarsh Juth consisting of urban and rural women can avail loans upto Rs. 1 lakh at 0% percent interest rate. All the women self help groups (SHGs) would be able to apply online by filling Mukhyamantri Mahila Utkarsh Yojana Online Application / Registration Form.

CM Rupani has taken an important decision to make Gujarat women empowered, self-reliant and self-reliant. Mahila Utkarsh Yojana has been launched for the women of the state.  For which a budget of Rs 175 crore has been allocated.  Under which women of Gujarat will get loan at 0% interest.CM Rupani's important decision to take the women of the state Mahila Utkarsh Yojana for the women of the state Mahila Utkarsh Yajna with a budget of Rs. 175 crore.  The bank loan interest will be borne by the state government.
Mukhyamantri Mahila Utkarsh Yojana Gujarat
The main objective of Mukhyamantri Mahila Kalyan Yojana is to empower women and to enable them to sustain their livelihood amid COVID-19 lockdown. All the women would be enabled to get loans easily in a hassle free manner. The loan’s interest would directly be paid by the Gujarat state government to banks.

The announcement for launch of Gujarat Mukhya Mantri Mahila Kalyan (Utkarsh) Yojana had been made in the Gujarat Budget 2020-21 presented on 26 February 2020. This self employment loan scheme will be launched on 17 September 2020.
Mukhyamantri Mahila Utkarsh Yojana Gujarat
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Gujarat Mukhyamantri Mahila Kalyan Yojana 2020-21
CM Vijay Rupani has announced Mukhyamantri Mahila Utkarsh Yojana (MMUY) to be launched on 17 September 2020, birthday of PM Narendra Modi. In this scheme, govt. will provide interest-free loans to women’s self help groups (SHGs) in the state. Gujarat Mukhyamanatri Mahila Kalyan (Utkarsh) Yojana will benefit around 2.51 sakhi mandals registered in rural areas and 24,000 sakhi mandals registered in urban areas. These women SHGs will be eligible for Mukhya Mantri Kalyan Yojana if they have repaid any bank loan taken or other borrowing.

Lending to JLEG in Gujarat Mukhyamantri Mahila Utkarsh Yojana
The Gujarat government is planning to provide total lending upto Rs. 1,000 crore to groups to be registered as joint liability and earning group (JLEG). In the post-Covid socio-economic life style of the state, the government is committed to have women play a key role. The state govt. is planning to provide interest-free loans to 10 lakh women across the state under the new scheme.

Gujarat's women power will come forward to realize the resolve of the Prime Minister of a self-reliant India.  On the birthday of Prime Minister Narendra Modi on September 17, the Mukhyamantri Mahila Utkarsh Yojana will be presented to the mother power of the state.  1 lakh women group of the state will get the benefit. Let me tell you that this decision will open a new path of self-reliance of women power mothers and sisters in the changed economic and social lifestyle after Korona.
Mukhyamantri Mahila Utkarsh Yojana Gujarat
A total of 10 lakh mothers and sisters of 1 lakh women's groups in the state will be able to avail the benefits of Mukhyamantri Mahila Utkarsh Yojana.  Loans up to Rs.1000 crore will be given to women groups Under this scheme, loans up to Rs.1000 crore will be given to women groups.  The interest on the bank loan will be borne by the state government and the stamp duty required for the loan will be waived.  Rs.  Loan of Rs 1 lakh - Loans will be available from government, co-operative, private banks, RBI approved lending institutions.

How to Apply Online for Gujarat Mukhyamantri Mahila Kalyan (Utkarsh) Yojana
The state govt. of Gujarat has earmarked a provision of Rs. 193 crore for Gujarat Mukhyamantri Mahila Kalyan (Utkarsh) Yojana 2020. In order to avail loans at o% interest rate, Mahila Utkarsh Juth consisting of urban and rural women will be able to apply online. For this purpose, the women can fill Gujarat Mukhya Mantri Mahila Utkarsh Yojana Online Application / Registration Forms.

Just like interest free loan schemes in other states, the state govt. may invite scheme form at a dedicated portal or at the bank branches itself. After submitting the completed Mukhyamantri Mahila Kalyan Yojana Apply Online Form, women can avail loan up to Rs.1 lakh at zero percent interest. The state govt will pay the interest directly to the banks.
     
How to check the list of the MMUY beneficiaries on the portal
Let us see the procedure to check the list of beneficiaries of the interest-free loans on the official portal.
As mentioned above, the application process of the MMUY Interest-Free Loan will start from 17 September 2020.
Once after submitting online applications and scrutinizing the concerned authorities, the beneficiaries can start checking their list on the official portal.
The applicants can view the beneficiary list by entering the details like details such as the District, Mandal, Block/Village, and other information, which displays their loan status details on the website.
The applicants can also download the list of beneficiaries from the portal.

How to check the Status of the MMUY Applications on the portal
Let us see the procedure to check the status of the applications on the portal by the applicants.
  • Visit the Official Portal of the MMUY Gujarat.
  • It takes you to the Home Page of the Portal.
  • On the Home Page, click on the Application Status.
  • It takes the user to the page where the applicant can check the status of her application.
  • On the redirected page, enter the applciation number generated at the time of registration and click on Submit.
  • The applicants can now view the status of their loan application on the portal.
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Mukhyamantri Mahila Utkarsh Yojana Frequently Asked Questions (FAQ’s)
Here are some of the most frequently asked questions about the Gujarat CM Mahila Kalyan Yojana 2020:-
1 What is Mukhyamantri Mahila Kalyan Yojana Gujarat?
Mukhyamantri Mahila Kalyan Yojana in Gujarat will be launched to provide interest free loans to women self help groups (SHGs).

2 What is the other name for CM Mahila Kalyan Yojana ?
Gujarat Mukhyamantri Mahila Utkarsh Yojana

3 How much loans can be taken by MMKY Scheme women beneficiaries ?
Upto Rs. 1 lakh

4 What is the interest rates on loans taken under Mukhyamantri Mahila Utkarsh Yojana ?
zero percent or interest free

5 Will the interest will be waived or reimbursed to the beneficiaries in MMKY Scheme ?
Waived. The beneficiary will not have to pay any interest so it is not reimbursement, govt. will directly transfer interest amount to the banks

6 How many women beneficiaries can take loan for self employment ?
Approx. 27 lakh women beneficiaries in around 2.75 lakh registered sakhi mandals (2.51 lakh in rural & 24,000 in urban areas) would be able to apply for self employment loans

7 What is the maximum number of women in the Self Help Groups (SHG’s)?
Each Self Help Groups should consist of a maximum of 10 members.