Atmanirbhar Gujarat Yojana Full Details | Atmanirbhar Gujarat Sahay Yojna (AGSY)
The government will pay another 6 per cent interest to banks giving loan under the scheme, Atmanirbhar Gujarat Sahay Yojna (AGSY), targetted at small businessmen.Atmanirbhar Gujarat Sahay Yojna: The Gujarat government on Thursday announced a scheme under which people in lower middle income group can avail guarantee-free loan of Rs 1 lakh from banks at 2 per cent annual interest as it seeks to help them get back to normal life disrupted by the COVID-19 lockdown.
                                        Atmanirbhar Gujarat Yojana Full Details
The government will pay another 6 per cent interest to banks giving loan under the scheme, Atmanirbhar Gujarat Sahay Yojna (AGSY), targetted at small businessmen and a cross- section of people falling under the lower middle income group.

According to scheme norms, while the tenure of loan will be three years, payment of installments will begin only after six months of disbursal.

The central government has given a package of Rs 20 lakh crore to make India ‘atmanirbhar’ (self-reliant). The state government has also decided to launch Atmanirbhar Gujarat Sahay Yojna (AGSY) for small businessmen, skilled workers, autorickshaw owners, electricians and barbers, among others,” Chief Minister Vijay Rupani said.

Other states have declared assistance of Rs 5,000 or so to such people. However, we are of the opinion that such a small amount will not bring their life back to normal, he

“Around 10 lakh such people will be given loan of Rs 1 lakh each from banks at just 2 per cent annual interest to start their lives afresh, Rupani said.

Loans will be provided on the basis of application where no guarantee will be required, he said.

The state government will pay the remaining 6 per cent interest on loan to banks. The tenure of such loans will be three years. Re-payment of principal and interest will start after six months of sanction, he said.

The government has come up with this scheme after discussion with district, scheduled and cooperative banks, the chief minister said.

The state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it, he said.

On the lines of #AtmaNirbharBharatAbhiyaan, CM Shri 
 announces 'Atmanirbhar Gujarat Sahay Yojana' for the benefit of over 1 million lockdown-hit small traders, hawkers, skilled workers and a cross-section of people falling under the lower middle income group.
Atmanirbhar Gujarat Yojana Full Details
Gandhinagar: Gujarat Chief Minister Vijay Rupani today in a video briefing here announced ‘Atmanirbhar Gujarat Sahay Yojana’ for lockdown-hit small shop-keepers and self-employed people.

Upto Rs. 1 lakh loan at 2 per cent annual interest rate will be given without guarantee to beneficiaries under this scheme. Rest 6 per cent interest will be repaid to the banks by the State government.

Moratorium period will be first six month. So a person will not need to pay any installment or interest in the first six months.

Estimatedly, more than 10 lakh people will benefit from this unsecured loan worth total estimated amount of Rs. five to six thousand crore. Loans will be given by 220 Urban cooperative banks, 18 district cooperative banks and credit societies. Loan period will be 3 years.

The other states have announced Rs. 5,000 assistance which is insufficient for them, Rupani said. He said while market interest of loan is minimum 10 t0 12%, the government is facilitating loan at rate of 2%.

Important announcement by Chief Minister 
  • Vijaybhai Rupani Decision to give loan up to one lakh rupees.Atmannibhar Gujarat Sahay Yojana announcement
  • More than 10 lakh people will get the benefit of the scheme.
  • Decision to give loan up to one lakh rupees
  • The loan will be given at the rate of 2%
  • Loan up to one lakh rupees will be given only on the basis of application
  • Union Finance Minister Nirmala Sitharaman addressed a press conference in New Delhi on Wednesday afternoon in which she outlined a package for the Self-Reliant India Campaign.
Important announcement by Chief Minister Vijaybhai Rupani Decision to give loan up to one lakh rupees
In his national address on Tuesday, Prime Minister Narendra Modi said that Rs.  A package of Rs 20 lakh crore has been announced, which is about 10 per cent of the country's total GDP, and will be detailed by the finance minister in the coming days.
Earlier, the central government had spent Rs.  A package of Rs 1 lakh 70 thousand crore was
Apart from this, the Reserve Bank of India (RBI) has set aside Rs 1 crore for mutual funds to increase liquidity in the market.  50 thousand crore was announced.  Apart from this, measures like relief in loan repayment, reduction in loan rates, etc. were announced.
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Prime Minister Narendra Modi, in consultation with various ministries at different levels, with various sectors of the society, based on inputs received Rs.  Announcing a package of Rs 20 lakh crore to revive the economy and promote local industries, Rs.  20 lakh package is being announced. Economy, infrastructure, technology based system, demographics and demand base will be based on land, labor and legal reforms. Emphasis will be placed on e-off-doing business. Self-sufficient India.  India, which will make its contribution to the global supply chain  In.  Poor welfare package 'was announced, Rs.  52,606 directly credited to the beneficiary's account. The daily advertisement will take into account the elderly, poor, foreign workers and the disabled.  18,000 crore refund was given, 
which benefited 14 lakh taxpayers.  A loan-free loan of Rs 3 lakh crore, with a term of four years and no interest for one year, can be availed till October.  Eight lakh crore beneficiaries of 'Ujjawala Yojana' will be given free gas cylinders for a total of three months. MSMEs under pressure will be given Rs.  20 thousand crore secondary-loan will be given MSME units will be redefined, now units will be redefined on the basis of turnover in addition to investment;  The definition of manufacturing and service units will be consolidated at Rs.  Due to having an investment of up to Rs.  Turnover of up to Rs 5 crore will be defined as 'micro, small and cottage industries'. Out of MSME units, outlay of Rs.  International public tenders will not be invited for government tenders up to Rs 200 crore.
 Government of India will provide conditional share of employers and employers till August. More than 72 lakh employees will benefit 3.66 lakh units.  Rs.  90,000 crore will be provided to NBFCs, housing finance companies and micro finance institutions.  A special liquidity scheme of Rs 30,000 crore will be introduced. The Ministry of Urban Development will issue guidelines to the state governments and provide relief to builders for six months by considering Covid-19 as an 'Act of God'.  

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CM Rupanai speach information
Financial liquidity of Rs 50,000 crore will increase. By December 31, 2020, the 'Dispute to Trust Scheme' has been extended. After all the announcements, Rs.  Where the Rs 20 lakh crore will come from will be announced as the date for filing returns has been extended.  Collection figures will be available only after June 30